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Best fintech stocks
The durable fintech profits sit with the networks and the rails; app-layer wallets have to keep buying their distribution.
The screen: 7 US exchange-listed companies across 2 sectors (Technology, Financials), 4 of which pay a dividend. Size mix: 2 mega-cap, 4 large-cap, 1 mid-cap.
What separates the winners from the losers here
- Take rate and whether it is holding
- Credit exposure — some fintechs are lenders wearing a technology label
- Regulatory posture in each operating market
The full list
| Ticker | Company | What it is |
|---|---|---|
| INTU | Intuit | Tax and small-business accounting software with pricing power. |
| V | Visa | Toll on card transaction volume with minimal credit risk. |
| MA | Mastercard | The second rail in the global card duopoly. |
| AXP | American Express | Closed-loop network earning both fees and interest. |
| PYPL | PayPal | Checkout wallet defending share against platform-native rails. |
| COIN | Coinbase | Crypto exchange revenue that rises and falls with volume. |
| HOOD | Robinhood Markets | Retail brokerage monetised through order flow and interest. |
Where to buy them
To hold these as real shares you need a stockbroker rather than a CFD provider. If you only want exposure to the price movement, a share CFD does that with leverage — and without ownership.
Compare every broker for US stocks →
Frequently asked questions
How many fintech stocks are in this list?
7, drawn from our US exchange-listed universe and spread across 2 sectors. 4 of them pay a dividend.
Is this a list of fintech stocks to buy?
No. It is a screen — a defined, reproducible filter over a stated universe. A screen tells you which companies share a characteristic; it says nothing about whether the price you would pay today is a sensible one. Nothing here is investment advice.
What is the main risk with fintech stocks?
Interchange regulation and platform-native payment rails can compress take rate without any operating mistake.
How do I actually buy these from outside the US?
You need a broker that accepts your country of residence and gives you access to US exchanges. To own the shares outright, that usually means an international stockbroker plus a W-8BEN form to claim your treaty rate on dividend withholding.
Screen definition reviewed August 2026. Universe: US exchange-listed securities tracked by InvestingTrading. This page is information, not investment advice.