Fidelity review: trading US stocks
Strongest on the long-term-investor side: research, cash management and low-cost index funds.
In one line: Fidelity lets you own US shares outright, founded 1946, headquartered in Boston, Massachusetts, USA, regulated by SEC, with no minimum deposit and access to Full US listed market.
The facts
| What you actually hold | The share itself |
|---|---|
| US stock access | Full US listed market |
| Fractional shares | Yes |
| Minimum deposit | None |
| Published pricing | $0 commission on online US stock and ETF trades. Source |
| Platforms | Fidelity.com, Active Trader Pro, Fidelity Mobile |
| Extended hours | Extended-hours trading supported |
| Founded / HQ | 1946 · Boston, Massachusetts, USA |
| Regulation | SEC / FINRA — United States (SIPC member) |
Best for
- Retirement accounts
- Buy-and-hold investors
- Fractional investing in dollar amounts
Watch out for
- Primarily a US-resident offering
Frequently asked questions
Is Fidelity good for US stocks?
Strongest on the long-term-investor side: research, cash management and low-cost index funds. Positions are real shares, so dividends and shareholder rights pass through to you.
Do you own the shares with Fidelity?
Yes — Fidelity offers real share ownership on US listings.
What does Fidelity cost for US stocks?
$0 commission on online US stock and ETF trades. The authoritative figure is on Fidelity's own pricing page, linked on this profile — we restate it rather than estimating it.
Is Fidelity regulated?
Fidelity holds authorisations from SEC / FINRA (United States, licence SIPC member). Which entity holds your account — and therefore which protections apply — depends on your country of residence.
What is the minimum to open a Fidelity account?
Fidelity does not require a minimum deposit, though a practical minimum is set by the price of what you want to buy and any currency conversion cost.
Reviewed August 2026. Every figure above is restated from Fidelity's own published pages, linked in the table.