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Capital.com vs Fidelity for US stocks
Fidelity gives you the actual share; Capital.com gives leveraged exposure to the price without ownership. That is not a preference — it is a different product, with different tax, dividend and risk treatment.
Pick Capital.com if small starting balances. Pick Fidelity if retirement accounts.
Low entry barrier and a wide share-CFD list; the trade-off is that everything is a derivative, so there is no dividend ownership or voting right — only cash adjustments.
Visit Capital.comStrongest on the long-term-investor side: research, cash management and low-cost index funds.
Visit FidelitySide by side
| Capital.com | Fidelity | |
|---|---|---|
| What you hold | A CFD on the price | The share |
| US stock access | 3,000+ share CFDs across US and global exchanges | Full US listed market |
| Minimum deposit | $20 | None |
| Fractional shares | Yes | Yes |
| Published pricing | Share CFD costs are built into the spread with no separate commission on the standard offering; overnight fees apply to held positions. | $0 commission on online US stock and ETF trades. |
| Platforms | Capital.com web, Capital.com mobile, MetaTrader 4, TradingView | Fidelity.com, Active Trader Pro, Fidelity Mobile |
| Extended hours | Extended-hours pricing on selected US shares | Extended-hours trading supported |
| Regulation | FCA 793714, CySEC 319/17, ASIC 513393, FSA SD019 | SEC SIPC member |
| Founded | 2016 | 1946 |
Where each one wins
Capital.com
- Small starting balances
- Fractional-size share CFD positions
- Traders who want one account for stocks, indices and FX
- CFDs are leveraged and you do not own the underlying share
- Not available to US residents
Fidelity
- Retirement accounts
- Buy-and-hold investors
- Fractional investing in dollar amounts
- Primarily a US-resident offering
Frequently asked questions
Capital.com or Fidelity — which is better for US stocks?
Fidelity gives you the actual share; Capital.com gives leveraged exposure to the price without ownership. That is not a preference — it is a different product, with different tax, dividend and risk treatment. Capital.com: small starting balances. Fidelity: retirement accounts.
Which is cheaper?
Capital.com: Share CFD costs are built into the spread with no separate commission on the standard offering; overnight fees apply to held positions. Fidelity: $0 commission on online US stock and ETF trades. Both figures are restated from each broker's own pricing page; for small non-USD accounts, currency conversion usually costs more than commission does.
Which is better regulated?
Capital.com is authorised by FCA, CySEC, ASIC, FSA; Fidelity by SEC. What matters is which entity holds your account, since that determines your compensation scheme and leverage limits.
Reviewed August 2026. Figures restated from each broker's published pages.