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Pepperstone vs Capital.com for US stocks

Both give you CFD exposure without ownership, so the decision comes down to cost, country eligibility and platform.

Pick Pepperstone if non-US residents trading US shares as CFDs. Pick Capital.com if small starting balances.

PepperstoneCFD — no ownership

A CFD and spread-betting broker, not a US stockbroker. It is on this site because for most non-US traders it is one of the few regulated routes to US-share exposure with leverage.

Visit Pepperstone
Capital.comCFD — no ownership

Low entry barrier and a wide share-CFD list; the trade-off is that everything is a derivative, so there is no dividend ownership or voting right — only cash adjustments.

Visit Capital.com

Side by side

PepperstoneCapital.com
What you holdA CFD on the priceA CFD on the price
US stock access1,000+ US share CFDs3,000+ share CFDs across US and global exchanges
Minimum depositNone$20
Fractional sharesn/aYes
Published pricingUS share CFDs are commission-based on the Razor account and spread-based on Standard; overnight financing applies to positions held past the close.Share CFD costs are built into the spread with no separate commission on the standard offering; overnight fees apply to held positions.
PlatformsMetaTrader 4, MetaTrader 5, cTrader, TradingViewCapital.com web, Capital.com mobile, MetaTrader 4, TradingView
Extended hoursSelected US share CFDs only — check the instrument scheduleExtended-hours pricing on selected US shares
RegulationFCA 684312, ASIC 414530, CySEC 388/20, DFSA F004356, BaFin 151148FCA 793714, CySEC 319/17, ASIC 513393, FSA SD019
Founded20102016

Where each one wins

Pepperstone

  • Non-US residents trading US shares as CFDs
  • Leveraged short-term positions
  • MetaTrader and TradingView users
  • CFDs are leveraged: you do not own the share, get no shareholder rights, and can lose more than you expect
  • Not available to US residents

Capital.com

  • Small starting balances
  • Fractional-size share CFD positions
  • Traders who want one account for stocks, indices and FX
  • CFDs are leveraged and you do not own the underlying share
  • Not available to US residents

Frequently asked questions

Pepperstone or Capital.com — which is better for US stocks?

Both give you CFD exposure without ownership, so the decision comes down to cost, country eligibility and platform. Pepperstone: non-US residents trading US shares as CFDs. Capital.com: small starting balances.

Which is cheaper?

Pepperstone: US share CFDs are commission-based on the Razor account and spread-based on Standard; overnight financing applies to positions held past the close. Capital.com: Share CFD costs are built into the spread with no separate commission on the standard offering; overnight fees apply to held positions. Both figures are restated from each broker's own pricing page; for small non-USD accounts, currency conversion usually costs more than commission does.

Which is better regulated?

Pepperstone is authorised by FCA, ASIC, CySEC, DFSA, BaFin; Capital.com by FCA, CySEC, ASIC, FSA. What matters is which entity holds your account, since that determines your compensation scheme and leverage limits.

Reviewed August 2026. Figures restated from each broker's published pages.