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eToro vs Trading 212 for US stocks
Both give you real share ownership, so the decision comes down to cost, country eligibility and platform.
Pick eToro if beginners. Pick Trading 212 if european investors.
Whether a position is a real share or a derivative is decided by your region and leverage setting — check before assuming ownership.
Visit eToroThe FX conversion charge, not commission, is where the cost of a US trade actually sits.
Visit Trading 212Side by side
| eToro | Trading 212 | |
|---|---|---|
| What you hold | The share | The share |
| US stock access | 3,000+ stocks across US and global exchanges | US listed stocks and ETFs plus share CFDs |
| Minimum deposit | $50 | $1 |
| Fractional shares | Yes | Yes |
| Published pricing | $0 commission on real stock investing in most regions; currency conversion and withdrawal fees apply. | No commission on real stock investing; an FX conversion fee applies to non-base-currency trades. |
| Platforms | eToro web, eToro mobile | Trading 212 web, Trading 212 mobile |
| Extended hours | Not offered on real-stock orders | Not offered on real-stock orders |
| Regulation | FCA 583263, CySEC 109/10, ASIC 491139 | FCA 609146, CySEC 398/21 |
| Founded | 2007 | 2004 |
Where each one wins
eToro
- Beginners
- Copy trading
- Mixing real shares and CFDs in one app
- Whether you get a real share or a CFD depends on your region and whether leverage is applied
- FX conversion costs on non-USD deposits
Trading 212
- European investors
- Auto-invest pies
- Very small starting amounts
- FX conversion cost is the real fee on US stocks
- Not available in the US
Frequently asked questions
eToro or Trading 212 — which is better for US stocks?
Both give you real share ownership, so the decision comes down to cost, country eligibility and platform. eToro: beginners. Trading 212: european investors.
Which is cheaper?
eToro: $0 commission on real stock investing in most regions; currency conversion and withdrawal fees apply. Trading 212: No commission on real stock investing; an FX conversion fee applies to non-base-currency trades. Both figures are restated from each broker's own pricing page; for small non-USD accounts, currency conversion usually costs more than commission does.
Which is better regulated?
eToro is authorised by FCA, CySEC, ASIC; Trading 212 by FCA, CySEC. What matters is which entity holds your account, since that determines your compensation scheme and leverage limits.
Reviewed August 2026. Figures restated from each broker's published pages.