Trading 212 review: trading US stocks
The FX conversion charge, not commission, is where the cost of a US trade actually sits.
In one line: Trading 212 lets you own US shares outright, founded 2004, headquartered in London, United Kingdom, regulated by FCA, CySEC, with a $1 minimum and access to US listed stocks and ETFs plus share CFDs.
The facts
| What you actually hold | The share itself |
|---|---|
| US stock access | US listed stocks and ETFs plus share CFDs |
| Fractional shares | Yes |
| Minimum deposit | $1 |
| Published pricing | No commission on real stock investing; an FX conversion fee applies to non-base-currency trades. Source |
| Platforms | Trading 212 web, Trading 212 mobile |
| Extended hours | Not offered on real-stock orders |
| Founded / HQ | 2004 · London, United Kingdom |
| Regulation | FCA — United Kingdom (609146); CySEC — Cyprus (398/21) |
Best for
- European investors
- Auto-invest pies
- Very small starting amounts
Watch out for
- FX conversion cost is the real fee on US stocks
- Not available in the US
Frequently asked questions
Is Trading 212 good for US stocks?
The FX conversion charge, not commission, is where the cost of a US trade actually sits. Positions are real shares, so dividends and shareholder rights pass through to you.
Do you own the shares with Trading 212?
Yes — Trading 212 offers real share ownership on US listings, alongside a separate CFD product where leverage is applied.
What does Trading 212 cost for US stocks?
No commission on real stock investing; an FX conversion fee applies to non-base-currency trades. The authoritative figure is on Trading 212's own pricing page, linked on this profile — we restate it rather than estimating it.
Is Trading 212 regulated?
Trading 212 holds authorisations from FCA (United Kingdom, licence 609146); CySEC (Cyprus, licence 398/21). Which entity holds your account — and therefore which protections apply — depends on your country of residence.
What is the minimum to open a Trading 212 account?
$1.
Reviewed August 2026. Every figure above is restated from Trading 212's own published pages, linked in the table.