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Capital.com vs Trading 212 for US stocks
Trading 212 gives you the actual share; Capital.com gives leveraged exposure to the price without ownership. That is not a preference — it is a different product, with different tax, dividend and risk treatment.
Pick Capital.com if small starting balances. Pick Trading 212 if european investors.
Low entry barrier and a wide share-CFD list; the trade-off is that everything is a derivative, so there is no dividend ownership or voting right — only cash adjustments.
Visit Capital.comThe FX conversion charge, not commission, is where the cost of a US trade actually sits.
Visit Trading 212Side by side
| Capital.com | Trading 212 | |
|---|---|---|
| What you hold | A CFD on the price | The share |
| US stock access | 3,000+ share CFDs across US and global exchanges | US listed stocks and ETFs plus share CFDs |
| Minimum deposit | $20 | $1 |
| Fractional shares | Yes | Yes |
| Published pricing | Share CFD costs are built into the spread with no separate commission on the standard offering; overnight fees apply to held positions. | No commission on real stock investing; an FX conversion fee applies to non-base-currency trades. |
| Platforms | Capital.com web, Capital.com mobile, MetaTrader 4, TradingView | Trading 212 web, Trading 212 mobile |
| Extended hours | Extended-hours pricing on selected US shares | Not offered on real-stock orders |
| Regulation | FCA 793714, CySEC 319/17, ASIC 513393, FSA SD019 | FCA 609146, CySEC 398/21 |
| Founded | 2016 | 2004 |
Where each one wins
Capital.com
- Small starting balances
- Fractional-size share CFD positions
- Traders who want one account for stocks, indices and FX
- CFDs are leveraged and you do not own the underlying share
- Not available to US residents
Trading 212
- European investors
- Auto-invest pies
- Very small starting amounts
- FX conversion cost is the real fee on US stocks
- Not available in the US
Frequently asked questions
Capital.com or Trading 212 — which is better for US stocks?
Trading 212 gives you the actual share; Capital.com gives leveraged exposure to the price without ownership. That is not a preference — it is a different product, with different tax, dividend and risk treatment. Capital.com: small starting balances. Trading 212: european investors.
Which is cheaper?
Capital.com: Share CFD costs are built into the spread with no separate commission on the standard offering; overnight fees apply to held positions. Trading 212: No commission on real stock investing; an FX conversion fee applies to non-base-currency trades. Both figures are restated from each broker's own pricing page; for small non-USD accounts, currency conversion usually costs more than commission does.
Which is better regulated?
Capital.com is authorised by FCA, CySEC, ASIC, FSA; Trading 212 by FCA, CySEC. What matters is which entity holds your account, since that determines your compensation scheme and leverage limits.
Reviewed August 2026. Figures restated from each broker's published pages.