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Capital.com vs XS for US stocks
Both give you CFD exposure without ownership, so the decision comes down to cost, country eligibility and platform.
Pick Capital.com if small starting balances. Pick XS if non-US residents who want a wide US share-CFD list on MetaTrader 4 or 5.
CFD — no ownershipLow entry barrier and a wide share-CFD list; the trade-off is that everything is a derivative, so there is no dividend ownership or voting right — only cash adjustments.
Visit Capital.com
CFD — no ownershipA multi-asset CFD broker, not a US stockbroker. It is on this site because it gives non-US traders leveraged exposure to several hundred US share prices with no minimum deposit.
Visit XSSide by side
| Capital.com | XS | |
|---|---|---|
| What you hold | A CFD on the price | A CFD on the price |
| US stock access | 3,000+ share CFDs across US and global exchanges | 550+ US share CFDs |
| Minimum deposit | $20 | None |
| Fractional shares | Yes | n/a |
| Published pricing | Share CFD costs are built into the spread with no separate commission on the standard offering; overnight fees apply to held positions. | US share CFDs on the Standard account trade on a floating spread with no separate commission; swaps apply to positions held overnight and are tripled on Fridays. |
| Platforms | Capital.com web, Capital.com mobile, MetaTrader 4, MetaTrader 5, TradingView | MetaTrader 4, MetaTrader 5, XS Trading App |
| Extended hours | Extended-hours pricing on selected US shares | Regular US session only, per its published trading hours |
| Regulation | FCA 793714, CySEC 319/17, ASIC 513393, SCB SIA-F245, UAE 20200000176 | ASIC 374409, CySEC 412/22, FSCA 53199, CMA 20200000339, FSA SD089, LFSA MB/21/0081, FSC GB25204786 |
| Founded | 2016 | 2010 |
Where each one wins
Capital.com
- Small starting balances
- Fractional-size share CFD positions
- Traders who want one account for stocks, indices and FX
- CFDs are leveraged and you do not own the underlying share
- Not available to US residents
XS
- Non-US residents who want a wide US share-CFD list on MetaTrader 4 or 5
- Starting with no minimum deposit on the Standard account
- Traders who want an entity licensed in the UAE, South Africa or Labuan
- CFDs are leveraged: you do not own the share, get no shareholder rights, and can lose all your capital
- XS says its website is not directed at residents of the United States, the European Union, Australia or Japan
- Which XS entity holds your account depends on where you live, and investor protection differs by entity — confirm it before depositing
- Dividends arrive as cash adjustments on open CFD positions, not as shareholder dividends
Frequently asked questions
Capital.com or XS — which is better for US stocks?
Both give you CFD exposure without ownership, so the decision comes down to cost, country eligibility and platform. Capital.com: small starting balances. XS: non-US residents who want a wide US share-CFD list on MetaTrader 4 or 5.
Which is cheaper?
Capital.com: Share CFD costs are built into the spread with no separate commission on the standard offering; overnight fees apply to held positions. XS: US share CFDs on the Standard account trade on a floating spread with no separate commission; swaps apply to positions held overnight and are tripled on Fridays. Both figures are restated from each broker's own pricing page; for small non-USD accounts, currency conversion usually costs more than commission does.
Which is better regulated?
Capital.com is authorised by FCA, CySEC, ASIC, SCB, UAE; XS by ASIC, CySEC, FSCA, CMA, FSA, LFSA, FSC. What matters is which entity holds your account, since that determines your compensation scheme and leverage limits.
Reviewed October 2026. Figures restated from each broker's published pages.